Government Healthcare Assistance

Helping Americans Obtain Affordable Health Insurance

On March 23, 2010 President Obama signed The Patient Protection and Affordable Care Act (PPACA) into law. The Health Care and Education Reconciliation Act of 2010 was the follow up law that was signed into law on March 30, 2010.

The laws includes a number of health-related provisions to take effect over the course of eight years, including expanding Medicaid eligibility, subsidizing insurance premiums, prohibiting denial of coverage/claims based on pre-existing conditions, and establishing health insurance exchanges.

With more than 2000 pages the new law is not particularly easy to understand. Contact us in the sidebar if you would like one of our specialists to point you in the right direction for seeking health insurance for yourself or your family.

The effects of The PPACA on small businesses

Small businesses with less that 50 employees will not be required to provide health insurance even after 2014 under the new law. But businesses with more than 50 employees will begin to face penalties if they don’t provide healthcare insurance. Contact us in the sidebar for ideas on how to deal with that.

Immediate changes from the PPACA

Here is a quote from a recent article in Entrepreneur Magazine:

Beginning in September 2010, children cannot be excluded from coverage due to pre-existing conditions. (This provision applies to adults in 2014.) Also in September, insurance companies will be prohibited from dropping insured people after they get sick, and the provision bans limits on lifetime coverage limits, prohibits policies that provide insurance only to higher-wage employees, and allows dependent children to be insured on their parents’ policies until their 27th birthdays. In all, the bill has 18 such short-term provisions affecting everything from coverage limits to Medicare.

At Government Healthcare Assistance we specialize in connecting individuals, families, and small businesses that are looking for health insurance with authorized insurers that are in full compliance with the new laws and regulations.



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